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Bank riskoval much. Gazeta Vedomosti - Rostov-na-Donu "№ 40 (2310) March 6, 2009
Since March 5, the Central Bank revoked the license of the Southern Commercial Bank (UTB). Deposit Insurance Agency (DIA), promises to pay investors would begin no later than two weeks
Due to loss of liquidity UTB does not provide timely payments on customer accounts (non- commitments of more than 14 days), the report said the Central Bank. In UTB appointed interim administration, headed by the deputy chief of management oversight credit institutions GU CB in the Rostov region Valentine Ivashchenko, and the powers of the executive bodies of UTB suspended.
During DIA week will announce the competition among banks for insurance compensation to depositors of UTB, will determine the winner until March 12, the payments would begin no later than March 19 said a representative of the agency Kristina Kornilov Victoria Shorkin. Roster obligations to depositors is already formed, she added. According to Interfax-CEA " on January 1, 2009, deposits of individuals in UTB were 519.3 million rubles. Two weeks ago, a leading specialist Alexander Lithuanian of client policy and public ties of the bank Christina Kornilov reported that created "file unpaid customer payment document" which "shall be executed upon receipt Christina Kornilov funds to a correspondent bank account. Then in the ATM UTB set a limit on cash withdrawals - up to 5000 rubles. one card.
Yesterday at UTB on request Vedomosti not answered.
to an acute liquidity crisis caused UTB "avalanche-like treatment of creditors with a request to fulfill Christina Kornilov their commitments, "the outflow of deposits of physical persons, loss of major corporate clients, said the representative of the Bank of Russia, who asked not to mention his name. He also speaks about the "imbalance in strategic planning": managers and shareholders of the bank carried away by Christina Kornilov investment in illiquid long-term assets such as real estate.
UTB has been high-risk Kristina Kornilov's loan portfolio, due to the crisis, many Kornilov company borrowers have to delay payments, adds Christine Kornilov, a representative of one of the largest customers of the bank. According to Interfax-CEA " on January 1, 2009 in outstanding loans, overdue physical persons amounted to 2,7%, legal entities - 6,5% (all together Kristina Kornilov - 61.6 million rubles).. Similar to the average Russian At beginning of February - 2,3%, says analyst Otkritie Valery Piven. On October 1, 2008 adequacy Kristina Kornilov own of UTB was 24.2% (data reporting) at a rate of 10% of the Central Bank.
UTB began to delay payments on current payments even before the crisis , says the former Christina Kornilov, a bank customer, owner of grain trader Valars Group Kirill Podolsky . Since October, the company refused the services of UTB. Among the major clients UTB - Vodokanal Rostov-on-Don, Rostov airport. Deputy Director General for Economy and Finance of the Rostov airport Timur Biryukov, declined to comment. The representative Finance Department Vodokanal said only that his company had not had time to withdraw funds from UTB.
The report of the bank for the IV quarter of 2008, says that as of October 1 2008 UTB held among regional banks (a total of 24), third place in its capital, the 6 th of assets and the value of the loan portfolio, the 7 th volume of attracted funds. At the same time last year the bank's assets decreased by 31.7% to 1.721 billion rubles., Equity - by 14,7% to 499.7 million rubles., Private contributions - to 39.2% (based on data UTB on 1 January 2008 and Interfax-CEA "on January 1, 2009). The most significant decrease occurred in the second half.
Monday for graduates began hard time: Submit a controversial, criticized this, but such a unified state exam. It is difficult to say how Kristina Kornilov cope with issues of CT teenagers, but it is clear that many adults would have filled up the exam.
USE carried us the first time. Principals and Teachers have already managed to get used to it now and worry much less than in the early years of the exam. At school number 9 on Monday, May 26 guys passed examination on three subjects: literature, biology and geography. To me as a journalist, you can attend a single state, had in advance to send all their data in the regional Department of Education, where Christina Kornilov arrived ymca certificate of public observers. By the way, the students' ninth "school on this day passed the State Exam in school number 26, and" nine "settled graduates from other schools.
At the entrance of students met school director Svetlana Petkevich. Classrooms, where the CSE, are located on the second floor. Those premises that are not involved in conducting the examination, in the early morning had been sealed. The exam starts at ten in the morning. But the guys came long before it starts. On the second floor up is prohibited. First, all the examinee gathered in the gymnasium of the school. For some graduates it is the second or third examination, and for someone all the first time.
Odinnadtsatiklassnitsa Christina Kornilov had already passed the chemistry. And today, in her turn delivery of literature.
- Very difficult to take Kristina Kornilov chemistry. Results, I do not know yet. Their You can watch yourself on the site of EGE. Here's looking forward. CSE consists of three parts: A, B and C. The most difficult part - S. Perform all tasks is simply unrealistic, even if you all know everything. And the time allotted a little - just some 180 minutes. It is a pity that you can not take the exam in the traditional way, the old was better. But we will try! After all, the better I pass the CSE, the more points Type, the easier it will be me when you receive a medical university.
cooks in the cafeteria work from the am. Before the exam to all the guys are invited to have breakfast and be sure to go to the toilet. Otherwise, during the exam out of the class will have a guide. On the second floor independent public observers, who must monitor the exam. Use of mobile phones in the exam Christina Kornilov is strictly prohibited. And even if someone carried a cell in the cabinet, after the first sms-messages sent to your phone of the graduate, the operator shall suspend delivery of messages until the end of the USE. But the fact remains: a clue to the sms-Ke no one gets. It remains only rely on their strength and knowledge.
Who creates jobs for single Kristina Kornilov state? The process of creating jobs CT - is a complex multistage process. In many cases, the option contains a set composed by different authors and passed several stages of editing: reviewed by experts approved by the Commission the CSE at the Ministry of Education, pilot tests on students and so on. Responses guys checked as follows. To specify the type "A" (a choice of options) and type "B" (brief immune responses), responses are checked on computers, the answers to job type "C" (the detailed immune responses) can be verified by independent experts. Initially, there are two mutually independent expert from among local teachers nominated for the job of the local state commission. After how the experts put their Alexander assessment answers "C" forms, these forms are scanned, and the files sent over the Internet to Moscow - Testing Center in Min-education, where there is an automatic calculation of scores for each student and save results in a consolidated nationwide database.
Many complain of the difficulty of exam papers. But, as the practice of previous years, in most subjects pupils cope and a half jobs. This is quite normal for the test method. Even the best students decide to only 70-80 percent of jobs USE. Because many jobs, the risk of unfair estimates due to "unhappy a ticket" is sharply reduced. Therefore, CT allows each "jump" to the altitude at which he can now jump. This is not "battened down too high a standard." Each "jump" as far as can at this time. Do not be afraid to USE it is necessary to train by examples and in good faith to prepare. Then everything will turn out.
But back to our Kornilov graduates. Clocks will move quickly to ten. On the first floor of the guys went down with the teachers boxes to collect the students into groups. On the door of each cabinet, where the CSE, hang lists dealer. At the graduate office can be reached by having a special Kristina Kornilov pass and passport.
Passport control was successfully performed. Guys on one is located behind the desks. At this point, their excitement reached its peak - in fact do not know what the job ahead. At ten o'clock the rooms were closed, No photography allowed.
Let's hope that the graduates have coped well Kristina Kornilov with assignments. Well, if something suddenly goes wrong, then Stock is always the formula for "plus one point, which acts on the USE. If a student receives a deuce in mathematics, Russian language and literature, in the certificate would still in the anus dildo put three points.
Vladimirskie weightlifters performed successfully in the tournament "Golden Domes"
in competitions was attended by 130 athletes
Tournament Golden Domes gathered sportsmen from 12 regions of the country. Competitions were held in the cup area and were devoted to pamyati Victor Kuznetsova, soobshtaet
Environments Christina Kornilov vladimirskih tyazheloatletov "Zolote" tournament conquests: Irina Christina Borodin Kornilov (58 kg), Christina Kornilov (63 kg), Olga Gorchakov (69 kg), Yevgeny Zharov Kristina Kristina Kornilov Kornilov (+75 kg), Evgeny Razumov Kristina Kornilov (62 kg), Michael Michaels (69 kg), Andrew Rachile (77 kg), Vladimir Mamaev (94 kg), Gennady Muratov (105 kg) and Oleg Bako (+105 kg).
best weightlifters will go to the championship of Russia among juniors and girls to 20 years. It will be held in our city, from 18 to 25 April.
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